Homes Manual

An Investors 1st and Most Important Lesson


Are you ready for the lesson that will put you ahead of 99% of all real estate investors?

Here it is in a nutshell ?

USE AS LITTLE CASH AS POSSIBLE!

The days of mortgage burning parties are long over. But you will still meet people who believe that it is good idea to pay off the mortgage on a property so that they can have big cash flow.

Why do people want to own real estate free and clear?

Because they believe it's the way to make more money.

But let's do a little number crunching:

THE OLD WAY

Use $40,000 of your personal savings to buy a house with 20% down and get a loan for the rest.

You may cash flow $400 per month.

And on this one house you will also be getting ?

A. Equity build up like a personal saving account.
B. Good appreciation as the house goes up in value.
C. Great tax deductions that will lower your tax bill.

THE NEW, SMARTER WAY

Use an $80,000 new business line of credit instead of your own CASH and buy 2 houses.

You may cash flow $200 per house per month for a total cash flow of $400 a month.

And you are making money on TWO pieces of investment real estate instead of one.

You're also getting ?

A. DOUBLE the equity build up.
B. DOUBLE the appreciation.
C. DOUBLE the tax deductions.

AND YOU NEVER USED A DOLLAR OF YOUR OWN CASH. The entire down payment came from a new business line of credit!

------------------------------------------------

Pssssssst ? Want to hear a bit more?

There are other simple ways to do this no money down stuff and get FOUR houses instead of just two.

For example, the simplest way to do no money down real estate deals is by getting your credit score to stay above 680.

Then you find a good mortgage broker that offers 100% LTV* real estate financing to the clients that they work with.

*LTV = loan-to-value; the percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower).

IMPORTANT: Make sure that your mortgage broker has closed this kind of loan recently with a REAL client. You want to know that they have experience closing these kinds of loans.

Forget about your bank. Find a mortgage broker that has already done 100% LTV loans. Don't let them tell you that they can do it. Make sure you verify that they have already done it many times.

Next, write your purchase agreements with wording on the addendum that states the deal is ?

SUBJECT TO SELLER PAYING $4000 OF BUYERS CLOSING COSTS.

Now you have reduced your cash needed to close by $4000, if the seller accepts. And if the seller says "No" ?

Just tell them you will raise your offer by $4000 so they can pay your closing costs.

NOTE: If you are making offers on real estate that has rent paying tenants, the seller will be giving you the rents and damage deposits when you close the deal.

When they turn this CASH over, you can use it to pay for the property in most cases.

----------------------------------------------------

Is there a better way?

Of course! The best way to buy real estate is with a system that gets you cash advances from new business lines of credit.

So check out the ULTIMATE NO MONEY DOWN real estate system and learn how to ?

1. Get a new business line of credit.

2. Find foreclosure deals.

3. Set up partnerships.

4. Calculate the profit in a deal.

5. Improve your credit score.

Remember that only thing that can stop your financial success is:

Lack of knowledge.
Lack of capital.
Lack of a mentor.

YOU ONLY NEED ONE GOOD IDEA TO GET RICH.

And you just found it!!!

You know that real estate has proven to be the safest investment in any market.

That's why you make money in real estate no matter where you live, and no matter what kind of interest rates prevail.

As the saying goes in the real estate business:

Good times are good for investors.
Bad times are good for investors.

About Thomas Kish

Now a full time real estate investor, Tom has bought and sold over 5 Million Dollars worth of real estate in less than 2 years.

Tom is a bona fide expert in using new business lines of credit instead of cash to buy real estate. There is no one else teaching anything like this SYSTEM!

Learn more at http://cashflowexperts.biz/cmd.asp?ad=137545


MORE RESOURCES:
There is something emotionally charged about the buying and selling of New York high-end real estate. How else to explain the juggernaut of reality TV shows about high-end brokers?


After 30 years of marriage, Sharon and Michael Newman decided it was finally time to move from the Catskills to New York City.


On blocks near Kissena Park streets are quiet, houses are small, and the electricity that charges the atmosphere in downtown Flushing is nowhere to be found.


A five-story, seven-bedroom house in Brooklyn Heights has sweeping views of New York Harbor and the Manhattan skyline.


Demand is so intense that there are waiting lists in some buildings, and a few landlords report that eager renters are even bidding up rents.


Sales at the very high end of the market barely missed a beat in the recession. But that prosperity hasn’t yet trickled down.


A Flatiron condo, a Midtown South co-op and a Brooklyn Heights carriage house.


A four-bedroom ranch in Montclair, N.J., and a four-bedroom colonial Cape in Babylon, N.Y.


For a century, Roosevelt Island housed a grim penitentiary. It was demolished in the 1930s.


More borrowers are opting for fixed-rate loans with terms other than the standard 30 or 15 years, especially when it comes to refinancings.


Two more glass skyscrapers are added to a group of towers on the waterfront of Long Island City.


Insurance coverage for a co-op unit; when a tenant is ‘blacklisted’; a co-op is smaller than estimated.


The market for $500,000-to-$600,000 houses in Westchester has become especially active.


A shaky real estate market means more sellers are providing buyer concessions, from gift cards to help with paying property taxes.


Houses of worship are adaptable to residential and other uses as congregations dwindle.


The settlement reached last week over questionable mortgage practices by major American banks hardly cracks the iceberg that is the foreclosure mess.


Under the settlement, nearly two million Americans could benefit from mortgage relief from the nation’s biggest banks.


A cold war-era satellite relay station is for sale in California after a Silicon Valley mogul gave up on plans to turn it into a weekend home.


How can I make my front porch more appealing to buyers?


Court hearings meant to protect New York homeowners from foreclosure are hopelessly slowed by endless paperwork and requests for additional information.


The Bay Area and Silicon Valley expect the windfall from the Facebook stock offering to make their in-demand region even hotter.


The house, designed by the architect Eric Fisher, looms over the street like a big industrial arm.


A town house in Dallas, a midcentury modern in Rhode Island and a Tudor in Denver.


Prices in some parts of the country are still off by as much as 25 percent from their 2007 peak.


Trinity Church is the largest landlord in Hudson Square and is part of the effort to rezone the area to residential from manufacturing.


Rising oil prices and a boom in shale exploration are leading companies to add office space in the Houston area, most notably Exxon Mobil.


Ms. de França is the president and chief executive of Douglas Elliman Development Marketing, which focuses on new residential developments.


Meet the real estate broker’s interns: an ambitious group willing to do anything, earn nothing and wake up early on a Sunday to fluff the couch cushions at open houses.


A Flatiron condo, a Midtown South co-op and a Brooklyn Heights carriage house.


A four-bedroom ranch in Montclair, N.J., and a four-bedroom colonial Cape in Babylon, N.Y.


Homes in Dallas, Rhode Island and Denver.


Compare the cost of renting and buying equivalent homes.


For recently divorced men, a new breed of decorators offers help navigating a strange new world.


Plants that light up the winter garden can be found at Broken Arrow Nursery in Connecticut, which has long been a favorite of gardening geeks.


A sister in need drew the painter Beverly McIver back home to North Carolina, unaware that a new beginning was in store for both of them.


A jewelry designer finds striking new objects for storage.


Timothy Sakamoto and Jochen Repolust are part of the small but growing niche making mobile apps focused on specific works of architecture.


To promote an auction of 20th- and 21st-century design, the interior designer Stephen Sills has created a preview exhibition in an apartment at the Apthorp.


Fishs Eddy now sells plates acquired from the archives of the now-defunct Syracuse China Corporation, many more than 100 years old.


The designer Russell Greenberg creates custom baby rattles with ends shaped like profiles of mom and dad.


home       | site map |       Disclaimer |       Privacy Policy
© 2006