Homes Manual

Personal Debt Can Disappear When You Set up a New Business


I teach students how to set up a new business name on paper and then move their personal debt into the business name.

This will dramatically improve your personal credit score and help you make money as a real estate investor.

It's as simple as using my system to set up a new business name and then use my list of companies that offer new business lines of credit.

Then when you start receiving these business credit cards and lines of credit you can transfer a personal credit card balance onto your new business card. And make that debt you owe disappear from your credit report!

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Of course you will still have to repay it. But the power of this technique is that your credit score will go up when this personal debt gets transferred out of your name and into the name of a new business.

And you will keep your personal credit score high when you continue to go out and get business lines of credit to use for your real estate investing activities.

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Setting up new business lines of credit is the most important thing you can do to PROTECT yourself as a real estate investor.

Because these business credit cards and lines of credit allow you to draw cash from them to keep as a reserve when you are buying, rehabbing, or just holding rental property.

You MUST make sure you keep adequate cash reserves for the unexpected issues that ALWAYS come up when you own real estate.

And the best way to get cash reserves without using all your own personal money is to follow my program -

HOW TO BEAT THE SYSTEM in real estate investing.

I can show you how to quickly get a new business line of credit no matter what your credit score is.

And this new business line of credit gives you cash for anything you're doing in your real estate investing activities.

See how to get $20,000 cash for real estate investing, NO QUESTIONS ASKED. This program helps all my students get a new business line of credit regardless of their personal credit score.

And this program also teaches you exactly how to find the BEST FORECLOSURE DEALS.

The program is called HOW TO BEAT THE SYSTEM in real estate investing. And it includes -

1. Unlimited free live tele-coaching.

2. A money system to get business credit.

3. A foreclosure system to have someone else find you the best deals.

4. Software that will analyze your deals.

5. Bonus material with insider secrets on what to look for in a profitable deal.

Sincerely, Thomas Kish
President of CashFlowExperts.Biz

Tom is a full time real estate investor. He has purchased and sold over 5 million dollars worth of real estate in less than 2 years.

Tom is an expert in using new business lines of credit instead of cash to buy real estate. There is no one else teaching anything like this SYSTEM of real estate investing!

Check us out at: http://cashflowexperts.biz/cmd.asp?ad=137545


MORE RESOURCES:

Bernanke urges action to halt foreclosures (Reuters)

Carmen Fernandez (R) and others rally to ask state lawmakers to stop home foreclosures and help modify loans at the State Capitol in Sacramento, November 25, 2008. (Max Whittaker/Reuters)Reuters - Federal Reserve Chairman Ben Bernanke on Thursday urged more aggressive action to halt home foreclosures, and said write-downs of principal may need to be part those efforts.



FDIC's Bair warns investors fighting loan changes (AP)
AP - Investors in mortgage securities who are challenging home loan modification programs aimed at avoiding foreclosures could provoke a "backlash" from Congress, the head of the FDIC said Thursday.
Bernanke: more action needed to cut foreclosures (AP)

Attendees listen to Federal Reserve Bank Chairman Ben Bernanke address a home ownership and mortgage issues conference at the Federal Reserve in Washington, December 4, 2008. (Jonathan Ernst/Reuters)AP - Federal Reserve Chairman Ben Bernanke called on the government Thursday to ramp up efforts to stem soaring home foreclosures, which are feeding into the country's deep economic troubles.



Mortgage rates drop to lowest level since January (AP)

The Riverton Houses residential complex in Harlem, N.Y., is shown in New York, Tuesday Dec. 2, 2008. The company that owns the 1,232 unit Riverton Houses complex in Harlem said over the summer that it was in danger of defaulting on its $225 million, 10-year, interest-only mortgage. The company, Stellar Management, bought the complex in 2005 and had planned to convert more than half of its rent-regulated apartments to market rate by 2011. Tenants, however, have been reluctant to leave the pleasant development, with its long grassy mall, tree-shaded playground and marble lobbies, and local laws prevent the landlord from forcing them out or raising their rents by more than a small amount each year. (AP Photo/Bebeto Matthews)AP - Rates on 30-year mortgages plunged this week to the lowest level since January after the government launched a sweeping new effort to aid the U.S. housing market.



Seabreeze's Kass favors U.S. stocks over Treasuries (Reuters)
Reuters - Hedge-fund manager Doug Kass, who successfully shorted U.S. equities this year including shares of Fannie Mae and Freddie Mac , is now buying U.S. stocks on the belief that they have hit bottom.
Toll loss narrows, shares rise sharply (Reuters)
Reuters - Toll Brothers Inc , the largest U.S. luxury home builder, said its quarterly loss narrowed slightly as it wrote down less inventory, and its shares rose sharply as homebuilders extended a rally spurred by improved mortgage rates.
Treasury weighs plan to rescue housing sector: report (AFP)

The Department of the Treasury is seen in Washington, DC October 22, 2008. The US Treasury Department is considering a plan designed to push down interest rates for home loans in a bid to revive the country's troubled housing sector, newspapers reported Thursday.(AFP/File/Karen Bleier)AFP - The US Treasury Department is considering a plan designed to push down interest rates for home loans in a bid to revive the country's troubled housing sector, newspapers reported Thursday.



Home Foreclosures Continue, Despite Bank's 'Freeze' (BusinessWeek Online)
BusinessWeek Online - Some homeowners say they are still receiving foreclosure notices, even from banks that have said they would halt the process until the New Year.
Toll Brothers 4Q loss narrows, no 2009 forecast (AP)

Toll Brothers housing complex is shown in Sunnyvale, Calif., Wednesday, Dec. 3, 2008. Toll Brothers Inc. said Thursday its fiscal fourth-quarter loss narrowed slightly as it took fewer write-downs on land values, but warned that fiscal 2009 revenue will fall significantly below 2008 levels. (AP Photo/Paul Sakuma)AP - Toll Brothers Inc. said Thursday its fiscal fourth-quarter loss narrowed slightly as it took fewer write-downs on land values, but warned that fiscal 2009 revenue will fall significantly below 2008 levels.



UK house prices fall at fastest rate in 16 years (AP)
AP - House prices in Britain fell at their fastest rate in 16 years during November, the country's biggest mortgage lender said Thursday, reinforcing market expectations that the Bank of England will later cut interest rates by at least another percentage point.
Paulson Considers New Plan to Resuscitate U.S. Housing Market (Bloomberg)

Treasury Secretary Henry Paulson speaks at the World Affairs Council of Washington meeting about 'The U.S.-China Strategic Economic Dialogue' in Washington, December 2, 2008. (Larry Downing/Reuters)Bloomberg - Dec. 4 (Bloomberg) -- Treasury Secretary Henry Paulson is considering a new plan to reduce mortgage rates in another bid to revive the U.S. housing market, a government official said.



U.S. working on affordable mortgage plan: sources (Reuters)

A condominium is put up for sale in San Francisco, California August 14, 2008. (Robert Galbraith/Reuters)Reuters - The Treasury Department is developing a plan to try to reduce mortgage rates on home loans to 4.5 percent on typical mortgages by expanding its purchases of mortgage backed securities, sources familiar with the plan said on Wednesday.



Financial industry pushes for lower mortgage rates (AP)
AP - Financial industry lobbyists are urging the Treasury Department to take steps to lower mortgage rates and help stabilize the battered U.S. housing market.
SEC adopts new rules for credit-rating agencies (AP)
AP - Federal regulators on Wednesday adopted new rules designed to stem conflicts of interest and provide more transparency for Wall Street's credit-rating industry, widely faulted for its role in the subprime mortgage debacle and ensuing credit crisis.
Obama: Financial bailout must help homeowners, too (AP)

President-elect Barack Obama speaks at a news conference in Chicago, Wednesday, Dec. 3, 2008. (AP Photo/Charles Dharapak)AP - President-elect Barack Obama signaled a clear desire Wednesday to use a significant portion of $700 billion in financial bailout funds to stanch foreclosures by helping struggling homeowners with their mortgages. "The deteriorating assets in the financial markets are rooted in the deterioration of people being able to pay their mortgages and stay in their homes," he said.



Woman's skeleton found in foreclosed L.A. home (Reuters)
Reuters - Police investigating a foreclosed Los Angeles house found the skeleton of an elderly woman, apparently dead for two years, who had lived there with her 48-year-old son.
Obama says reviewing TARP, eyeing homeowner relief (Reuters)

President-elect Barack Obama listens to a reporter's question after introducing New Mexico Governor Bill Richardson as nominee for commerce secretary during a news conference in Chicago, December 3, 2008. (Jeff Haynes/Reuters)Reuters - President-elect Barack Obama said on Wednesday he is reviewing whether taxpayers are getting maximum bang for the buck from a $700 billion government financial rescue package and indicated particular interest in helping prevent mortgage foreclosures.



Russia to buy out mortgages from banks (AP)
AP - Russia's government pledged a mortgage buyout Wednesday and announced more aid for major airlines and other companies beyond an existing $200 billion financial rescue package, Russian news agencies reported.
Mortgage applications post largest gain ever (Reuters)

A house sits for sale in North Aurora, Illinois in this July 24, 2008 file photo. (Jeff Haynes/Reuters)Reuters - Mortgage applications surged by the largest amount on record last week as a new Federal Reserve program pushed interest rates down to their lowest level in more than 3 years, data from an industry group showed on Wednesday.



Mortgage application, refinance volume surge (AP)

The Riverton Houses residential complex in Harlem, N.Y., is shown in New York, Tuesday Dec. 2, 2008. The company that owns the 1,232 unit Riverton Houses complex in Harlem said over the summer that it was in danger of defaulting on its $225 million, 10-year, interest-only mortgage. The company, Stellar Management, bought the complex in 2005 and had planned to convert more than half of its rent-regulated apartments to market rate by 2011. Tenants, however, have been reluctant to leave the pleasant development, with its long grassy mall, tree-shaded playground and marble lobbies, and local laws prevent the landlord from forcing them out or raising their rents by more than a small amount each year. (AP Photo/Bebeto Matthews)AP - Mortgage application volume more than doubled during the shortened Thanksgiving week, according to the Mortgage Bankers Association's weekly application survey.


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